KY Financial Services

Finance
Business Loan
Finance - Business Loan

Business Loans with KYFS

We provide customized business loan solutions to help entrepreneurs, startups, and SMEs grow, expand, or stabilize their operations. Whether you need capital for inventory, equipment, working capital, or business expansion — we make business funding simple, fast, and stress-free.

Types of Business Loans We Offer

Working Capital Loans 

Manage day-to-day operations like inventory, salaries, or bills. 

Term Loans 

Ideal for expansion, machinery, infrastructure, or bulk orders. 

Equipment/Machinery Loans 

Finance the purchase of new or upgraded tools and machines. 

MSME/Startup Loans

Special loan schemes under Govt. of India initiatives like CGTMSE, MUDRA, Stand-Up India, etc. 

Invoice Financing 

Get cash in advance against your unpaid customer invoice

Why Choose KYFS for Business Loans?

  • 🏦 Multiple Lender Network – Access to India’s top banks, NBFCs, and fintech lenders 
  • 📈 Tailored Loan Offers – Based on your turnover, credit profile & business stage 
  • ⏱️ Fast Processing – Quick loan approvals with end-to-end support 
  • 🤝 Expert Guidance – Our team ensures the best terms and helps you through the documentation and compliance 
  • 🧠 Transparent Process – No hidden charges, full clarity at each step 

Business Loan Features at KYFS 

  • 💰 Loan Amount: ₹1 Lakh to ₹1 Crore (or more based on eligibility) 
  • 📉 Interest Rate: Starting from 11% p.a. 
  • ⏳ Tenure: 12 to 60 months 
  • ⚡ Quick Disbursal: Get funds in as little as 72 hours 
  • 🧾 Minimal Documentation: No heavy paperwork or long wait times 
  • 🔒 Collateral-Free Options: For eligible businesses with good credit and turnover 

Ideal for

  • Small & Medium Enterprises (SMEs) 
  • Traders & Retailers 
  • Manufacturers & Wholesalers 
  • Freelancers & Professionals (Doctors, CAs, Architects) 
  • Startups and New Businesses (with income proof or projections) 

Documents Required (Indicative)

  • KYC Documents (PAN, Aadhaar, Address Proof) 
  • Business Registration Documents (GST, Udyam, Shop Act) 
  • Bank Statements (last 6–12 months) 
  • Income Tax Returns (last 2–3 years) 
  • Financial Statements (Balance Sheet, P&L, if applicable) 

Contact Us Today

No matter what your vision is expanding operations, purchasing inventory, or improving cash flow KYFS provides the funding support you need, when you need it. Talk to a KYFS advisor today or apply online for a free eligibility check.