KY Financial Services

Home Loans with KYFS

We help turn your dream of owning a home into reality with affordable and customized home loan solutions. Whether you're buying your first home, constructing a house, or renovating your existing property, we offer expert guidance and seamless support every step of the way.

KYFS Home Loan Services

We act as your trusted financial partner, helping you get the best home loan offers from leading banks and NBFCs, tailored to your needs.

Purchase of New or Resale Property 

 

Get funding to buy a flat, house, or apartment — whether it’s under construction or ready-to-move.

Home Construction Loan 

 

Build your house on your own plot with flexible disbursal options based on construction stages. 

Home Renovation/Extension Loan 

 

Need funds for repairs, interiors, or home improvements? KYFS connects you to low-interest renovation loans. 

Balance Transfer 

 

Already have a loan? Switch to a lower interest rate and save on EMIs with easy loan transfer options. 

Why Choose KYFS for Home Loans?

  • 🏦 Multiple Lending Partners 
    Access to top banks and NBFCs with competitive interest rates starting as low as 8.5% p.a. 
  • 🧠 Expert Loan Advisory 
    Our experts assess your income, eligibility, credit score, and property value to suggest the best-fit loan. 
  • ⏱️ Quick Approval & Disbursal 
    Enjoy fast processing with minimal documentation and doorstep assistance. 
  • 📃 End-to-End Support 
    From documentation to disbursal and beyond — KYFS manages everything on your behalf. 
  • 🔁 Loan Re-structuring & Top-up 
    Get additional funds or adjust your loan structure as per your changing needs. 

Home Loan Features at a Glance

Feature 

Details 

Loan Amount 

₹2 Lakhs – ₹10 Crores (Based on eligibility) 

Tenure 

Up to 30 years 

Interest Rate 

Starting from 8.5% p.a. (subject to lender) 

Processing Fee 

As low as 0.25% of loan amount 

Prepayment Options 

Flexible (subject to lender’s terms) 

Documents Required (Indicative)

  • Identity & Address Proof (Aadhaar, PAN, Voter ID) 
  • Income Proof (Salary slips, IT returns, bank statements) 
  • Property Documents (Agreement, Title Deed, NOC) 
  • Passport-size photographs 

Contact Us Today

With KYFS, getting a home loan is easy, efficient, and completely guided. Whether it’s your first home or your forever home, we make sure the journey is smooth. Get in touch with KYFS today for a free eligibility check and loan consultation.