KY Financial Services

Finance
personal loan
Finance - personal loan

Personal Loans by KYFS

We understand that life is full of surprises — and sometimes you need extra funds to handle them. Whether it’s a medical emergency, a wedding, travel, home renovation, or debt consolidation, our personal loan solutions are designed to give you instant financial support with minimum paperwork and quick disbursal.

Why Choose KYFS for Your Personal Loan? 

  • 🏦 Multiple Lender Access 
    Compare and choose from India’s leading banks & NBFCs in one place. 
  • 🔍 Personalized Offers 
    We analyze your credit score, income, and needs to match you with the best available loan. 
  • 📱 100% Digital Process 
    Apply online, upload documents, and track your loan status in real time. 
  • 🤝 Trusted Assistance 
    Our loan advisors guide you through every step — from application to disbursal. 
  • ❌ No Collateral Required 
    No need to mortgage assets or property — just your documents and eligibility are enough. 

Documents Required 

  • Identity Proof: Aadhaar Card / PAN Card / Passport / Voter ID 
  • Address Proof: Utility Bills / Rent Agreement / Aadhaar 
  • Income Proof: Salary Slips (last 3 months), Bank Statements, IT Returns 
  • Employment Proof: Offer Letter or Employee ID (for salaried individuals)

KYFS Home Loan Services

We act as your trusted financial partner, helping you get the best home loan offers from leading banks and NBFCs, tailored to your needs.

Purchase of New or Resale Property 

 

Get funding to buy a flat, house, or apartment — whether it’s under construction or ready-to-move.

Home Construction Loan 

 

Build your house on your own plot with flexible disbursal options based on construction stages. 

Home Renovation/Extension Loan 

 

Need funds for repairs, interiors, or home improvements? KYFS connects you to low-interest renovation loans. 

Balance Transfer 

 

Already have a loan? Switch to a lower interest rate and save on EMIs with easy loan transfer options. 

Features of KYFS Personal Loans

  • 💸 Loan Amount: ₹50,000 to ₹25 Lakhs 
  • 📉 Interest Rate: Starting from 10.25% p.a. 
  • ⏳ Tenure: 12 to 60 months 
  • ⚡ Fast Disbursal: Funds in your account within 24–48 hours 
  • 🧾 Minimal Documentation: Simple and paperless process 
  • 🔄 Flexible Repayment: Choose EMIs that fit your budget 

Why Choose KYFS for Your Personal Loan? 

  • 🏦 Multiple Lender Access 
    Compare and choose from India’s leading banks & NBFCs in one place. 
  • 🔍 Personalized Offers 
    We analyze your credit score, income, and needs to match you with the best available loan. 
  • 📱 100% Digital Process 
    Apply online, upload documents, and track your loan status in real time. 
  • 🤝 Trusted Assistance 
    Our loan advisors guide you through every step — from application to disbursal. 
  • ❌ No Collateral Required 
    No need to mortgage assets or property — just your documents and eligibility are enough. 

Documents Required 

  • Identity Proof: Aadhaar Card / PAN Card / Passport / Voter ID 
  • Address Proof: Utility Bills / Rent Agreement / Aadhaar 
  • Income Proof: Salary Slips (last 3 months), Bank Statements, IT Returns 
  • Employment Proof: Offer Letter or Employee ID (for salaried individuals)

Who Can Apply? 

✅ Salaried professionals 

✅ Self-employed individuals 

✅ Business owners with regular income 

✅ Individuals with a minimum monthly income of ₹15,000 

Apply with KYFS in 3 Simple Steps 

  1. Check Eligibility – Share your basic info for a quick eligibility check 
  2. Compare Offers – View top personal loan offers tailored to your profile 
  3. Get Disbursal – Submit documents and receive funds in your bank account 

Use Your Personal Loan For: 

🚑 Medical Emergencies 

💍 Wedding Expenses 

🏡 Home Renovation 

✈️ Travel or Vacation 

🧾 Credit Card Bill or Loan Consolidation 

📚 Higher Education 

Contact Us Today

Let KYFS make it easy. Our team will find the best offer with low EMIs, fast approval, and zero stress.